SIP Scenario
See how a modest ₹5,000 monthly mutual fund SIP builds serious wealth across 5, 10, 15, and 20 years.
Increase your monthly investment every year
Year-by-year accumulation of principal invested and accumulated mutual fund capital gains.
| Year | Total Invested | Est. Profit | Total Portfolio Value |
|---|---|---|---|
| Year 1 | ₹60,000 | ₹4,047 | ₹64,047 |
| Year 2 | ₹1,20,000 | ₹16,216 | ₹1,36,216 |
| Year 3 | ₹1,80,000 | ₹37,538 | ₹2,17,538 |
| Year 4 | ₹2,40,000 | ₹69,174 | ₹3,09,174 |
| Year 5 | ₹3,00,000 | ₹1,12,432 | ₹4,12,432 |
| Year 6 | ₹3,60,000 | ₹1,68,785 | ₹5,28,785 |
| Year 7 | ₹4,20,000 | ₹2,39,895 | ₹6,59,895 |
| Year 8 | ₹4,80,000 | ₹3,27,633 | ₹8,07,633 |
| Year 9 | ₹5,40,000 | ₹4,34,108 | ₹9,74,108 |
| Year 10 | ₹6,00,000 | ₹5,61,695 | ₹11,61,695 |
Investing ₹5,000 every month is one of the most popular investment targets for young professionals in India. Below is the projected wealth growth at an expected 12% per annum rate of return:
| Tenure | Total Invested | Est. Returns | Total Value |
|---|---|---|---|
| 5 Years | ₹3,00,000 | ₹1,12,432 | ₹4,12,432 |
| 10 Years | ₹6,00,000 | ₹5,61,695 | ₹11,61,695 |
| 15 Years | ₹9,00,000 | ₹16,22,879 | ₹25,22,879 |
| 20 Years | ₹12,00,000 | ₹37,95,740 | ₹49,95,740 |
In 10 years, investing ₹5,000 monthly (total investment ₹6 Lakh) at an estimated 12% annual return accumulates a total maturity value of approximately ₹11.61 Lakh.
In 20 years, investing ₹5,000 per month (total investment ₹12 Lakh) at 12% expected annual return grows to approximately ₹49.96 Lakh.
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