Bank Specific Tool

SBI FD Calculator — State Bank of India Fixed Deposit

Calculate your exact maturity amount and quarterly interest payout for SBI Fixed Deposits.

Total Deposit Amount

₹1,000₹50,00,000

Interest Rate (p.a)

1%15%

Tenure (Years)

1 Yr10 Yr

Compounding Frequency

Maturity Amount

₹1,42,175

Deposit Amount

₹1,00,000

Total Interest

₹42,175

Yearly FD Maturity Schedule

Compound interest progression over 5 years.

Year	Principal Deposited	Interest Earned	Closing Balance
Year 1	₹1,00,000	₹7,291	₹1,07,291
Year 2	₹1,00,000	₹15,114	₹1,15,114
Year 3	₹1,00,000	₹23,508	₹1,23,508
Year 4	₹1,00,000	₹32,513	₹1,32,513
Year 5	₹1,00,000	₹42,175	₹1,42,175

State Bank of India (SBI) Fixed Deposit Returns

As India's largest public sector lender, SBI offers guaranteed fixed deposit schemes with flexible tenures from 7 days to 10 years. SBI FDs feature quarterly compounding as per standard RBI guidelines.

Frequently Asked Questions

SBI currently offers competitive interest rates around 6.80% to 7.00% p.a. for general public and 7.30% to 7.50% p.a. for senior citizens on tenures ranging from 1 to 3 years.

Yes, State Bank of India provides an additional 0.50% interest rate to senior citizens across all tenure slabs, plus an additional 0.30% under the SBI Amrit Vrishti / WeCare special deposit scheme.